The benefits of growing fruits and vegetables organically

Organic gardening is the way of growing vegetables and fruits with the use of things only found in nature. Then, nature does most of the work for you. There are many benefits of growing your own fruits and vegetables with this way. Growing them organically is also easy and you just need to learn some general principles.

Here are the benefits of organic gardening:

1. Organically grown foods are not sprayed with chemicals.

That means less health harming chemicals on the food that you and your family may consume. Keep in mind that pesticides are created with only one purpose, to kill living things. A certain kind of protection might be dangerous. Pest control must be done with utmost consideration to safety; safety in terms of the plants, animals and humans.

On the average, a child ingests four to five times more cancer-causing pesticides from foods than an adult. This can lead to various diseases later on in the child's life. With organic gardening, these incidents are lessened.

Organically grown foods are nutritious and full of taste although they may not look as colorful and well presented as shop produce.

2. Cost savings

One example of organic fertilizer that you could make use of is as lowly as the stale coffee and coffee grounds. You don't need to buy chemical fertilizers and pesticides that are expensive. Besides, the main purpose of taking care of vegetables and organic gardens will be defeated if they become "tainted" with pest control chemicals. In organic gardening, pest control relies on a series of strategy, not on a highly toxic chemical. For example, you can plant suitable flowers to attract pest's natural predators like wasps and lacewings.

Compost can be made using vegetable waste. You can also add tealeaves, coffee grounds, eggshells and banana skins. Although this is a bit more time-consuming than buying prepared chemical pesticides and fertilizers, it would surely be one rewarding activity.

3. Less harm to the environment.

Growing foods organically can protect the topsoil from erosion. As an addition, it has residual effect on ground water. According to The Environmental Protection Agency, 38 states have cases of contaminated ground water.

Growing your own fruit and vegetables is a great way of getting closer to nature. The independence and satisfaction that can come from growing your own food is as rewarding as the peace of mind you have when you know exactly how the food was grown. By doing it, you have participated in safeguarding the future of the next generations.

Traveling in wheelchair

Traveling always give a person the feeling of excitement and fulfillment. Visiting new places, eating at a great restaurant or watching your favorite football game at the stadium is a great way to spend a free time. But for disabled individuals, especially for those in a wheelchair, these activities can be overwhelming and difficult. But there are things disabled people can do before traveling to make the experience more relaxing, comfortable and enjoyable.

Say for instance you are thinking of having a meal at restaurant that you saw in the advertisement offering great foods. You can call ahead to make a reservation and to make sure that they have facilities that accommodates disabled individuals. You would not want to arrive at the restaurant and find out that they don’t have ramps and as a result they have to carry you to get inside the restaurant. Nor is it amazing to find out that their bathrooms can accommodate average sized people only but not you and your wheelchair. It is, thus, good to call ahead to make sure that you have a great dining experience.

Here are several questions you can ask when calling for a reservation in a hotel or restaurant. First, ask if they have elevators or stairs. Do they have ramps or elevators in all floors of the building? You can also ask how wide their doors are and what kind of knobs, latches or handles they have. How big their bathroom is? And some other questions that you think you need to know. If the restaurant or hotel has problems with accommodating disabled individuals, you can try talking to the management for the necessary adjustments.

Most business places today are required by the Americans with Disabilities Act to have facilities appropriate to disabled individuals or make adjustments in order to accommodate them. But of course, every disabled person’s need is unique. Hence, your needs will really depend on your environment. If you are in a rural hotel you cannot expect them to offer you the same services given by those in urban places. But still, they have to provide adjustments in order to accommodate you.

So before you get on on with your travel it is important to make the necessary preparations to make sure that you have a great experience. You need not regret anymore that you have chosen the hotel or restaurant because they did not provide you the necessary accommodation. When you come prepared you can be sure to make the most of your traveling experience.

Ergonomic desk chair

Anyone who spends quite a few hours glued to chair would know how restless one gets due to backaches and fatigue. If you are some who spends most of waking hours at the desk you must agree to buy a desk chair that cares for your physical health so that you work in peace. It is actually very detrimental for work productivity if one is constantly haunted by pains in various regions of body. Since, a chair is a serves as home for all the people at work, one must try quite a few chairs before making a purchase. A chair does much more than providing a place to sit. Ideally, a chair must take care of the health of the person who sits over it for more than usual hours. Human body is curvilinear so how can a stiff straight chair adjust to its demands at first place? A chair that does not care for the contours of human body is definitely not an appropriate one.

An ergonomically designed desk chair considers the human structure and cares about its curvilinear posture. They are so designed to support the human physiology that they act as nurses for most people. Many patients of repetitive stress injuries and body ache problems have experienced high rates of relief upon using ergonomic desk chairs. They now acknowledge how stressful there usual chairs were and how they continually build muscular tension inside body. Most of the organizations have started investing in ergonomic desk chairs for their employees to boost productivity and reduce the expenses on workplace sickness.

An ergonomic chair provides maximum support for mid, upper and lower back regions of the body. These chairs maintain their support when you move or recline. It is best that your back reclines at the chair and weight is evenly distributed for best results. Though available in many shapes one must look for waterfall or curve edges of the chair. Such edges prevent the circulation from being cut-off from behind the knees. The seat should extend enough from the hip region to provide appropriate thigh support and to avoid sitting to forward. Maximum adjustments must be available for forward and backward tilts. One must look for a chair that adjusts to various postures while you read, write, type etc. an ideal chair locks into different postures while working. The armrests of the chair must be comfortable enough to rest ones arms while not typing or writing. The chair must be highly adjustable so that you are not required to bend your arm while working on desk. The clothing should be easy to clean and maintain. They must adjust to varied body structures and sizes. It would be good if one looks for a chair with wheels that eliminates unnecessary stretching of muscles while you reach of objects placed at a distance. A chair with five point wheels will not trip while you recede. An investment in ergonomic desk chairs is not just enough. Since, these chairs are somewhat mechanical in nature one must look for proper training before use.

A loan for debt consolidation allows you to pay several creditors with one simple payment

Paring Down Payments

A Debt consolidation loan is the creation of one new loan for the purpose of paying off all other current loans and credit card debts.

A loan for debt consolidation allows you to pay several creditors with one simple payment. A debt consolidation is considered a personal loan.

The primary purpose behind debt consolidation borrowing is to lower your interest rate while providing the debtor with a monthly payment she or he can afford. It also prevents an adverse affect to the debtor's credit rating as well as keeping assets from risk.

A debt consolidation loan may be well advised for someone who is having a difficult time making monthly payments on current loans that carry a high rate of interest. The additional benefit of debt consolidation is that the consolidation eliminates the debtor's contact with the various creditors. This stops collection calls and correspondence.

What you'll need to qualify for a loan for debt consolidation:

* A written budget, showing each month's expenses and income.

* Proof that you have a steady source of income adequate for the repayment of the debt consolidation loan. Pay stubs and/or tax forms would suffice.

* You may need proof of collateral, such as home equity documents or car title.

* You might also need a co-signor if your credit is not adequate.

You can pay off a wide variety of debts and loans with a debt consolidation arrangement. Eligible bills include medical, credit card, retailers, personal loans, student loans and even checks returned for insufficient funds.

Before considering a debt consolidation there are several factors you should weigh. They are:

* Fees involved in consolidation. While a small fee is common, reputable debt consolidation firms will not claim to reduce the amount of debt you owe nor will they charge you a substantial upfront commission to do so.

* The consolidation interest rate. What you want is a fixed rate loan and a rate that is lower than the average rate of your current debt.

* Consolidation loan payments. You'll want a monthly payment that is lower than the combined payments of the current debt, although this should not be accomplished by any considerable lengthening of the repayment time.

* Whether your credit rating will be negatively affected. If the consolidation firm is not clear on this, go elsewhere.

As part of your debt consolidation loan consideration you'll want to look realistically at your total debt, determining exactly the amount you'll need to borrow for consolidation. You should also contact all lenders and see if any will offer a settlement (keeping in mind that payoff off a settlement figure rather than total debt may negative affect your credit rating.)

Your next step would be to put down on paper your monthly budget, including all your expenses as well as your income. Do not neglect to give yourself some leeway - a small emergency or miscellaneous cost figure. Take a good hard look at what you can afford to repay if you borrow for consolidation.

Debt consolidation advantages:

* You can save money by decreasing the interest rate you are paying, which in turn decreases your monthly debt consolidation loan payment.

* You will only have one loan to worry about paying each month.

* You'll only have one creditor to focus on, which means the others will not be contacting you.

Debt consolidation disadvantages:

* You're probably going to be extending the time period in which you are paying your debtors, thus increasing the total cost over time.

* You may have to offer your home or your vehicle or other significant properties as collateral. This puts them at risk should you default.

Overcoming social phobia

Everybody experiences an irrational and strong aversion or fear of a particular thing, individual, or situation. This condition is generally referred to as phobia. There are numerous types of phobia, and one of the most common is the social phobia. This type of phobic condition hinders some individuals from totally socializing or mingling with others.

It is quite innate for a person to feel shy or nervous when dealing with other people. While some are not self-conscious when speaking in front of a huge crowd, there are those who are literally afraid of doing so. Even having a simple conversion with peers is oftentimes a struggle for individuals who have social phobia.

Generally, people with social phobia have no problems interacting with close friends, relatives, and family members. However, intense self-consciousness and fear of rejection or embarrassment enter when these individuals meet new people who are outside their comfort zones.

Moreover, the case of social phobia focuses on an individual’s concerns and anxieties on their performance and image in their social circle. A normal person never has to spend so much time worrying about criticisms or how other people might see or judge them. But for those dealing with social phobia, they are always troubled and conscious on what others notice and feel about them.

Overcoming and dealing with social phobia

Just like other people with different types of phobia, individuals who are suffering from social stigma can definitely control and manage their fear and anxiety of being around or mingling with other people. Below are some ways on how one can overcome and deal with this type of phobia:

1. Get support from family and friends

It is extremely essential for those with social phobia to have support from the people who are very close to them - family and friends. These people can help strengthen one’s morale, thus, further encouraging that person to go out of his shell, socialize with others, and develop relationships outside his comfort zone.

2. Seek help from a therapist

Aside from family and friends, therapists are also the best ones to seek help from by those who have social phobia. These experts can help establish one’s self-esteem and confidence. They are also good at counseling and creating programs that can aid one in facing social concerns and fears. Although there are some therapists who prescribe medications to patients, majority of treatments only include social development programs or plans.

3. Maintain one’s willingness and commitment to become better

The success of overcoming and dealing with social phobia basically relies on the individual’s willingness and commitment to improve his phobic condition. Being patient is important since the process requires one to deal with his greatest fears on facing other people and becoming open to things that are not within his comfort zone.

As a social phobic continuous to seek improvement on his condition, he will eventually overcome his fears and become more and more comfortable dealing with new people, accepting criticisms, and welcoming things that are new to him.

Website money

Creating a website to make money online sounds great but there are a couple of key things you need first. It is better to be prepared than unprepared and then end up wasting your time and money.

Before you even start your website you will need to find a product. Now you can choose to create your own product, become an affiliate for a product already in place, or join an MLM company. If you are going to create and sell your own product, be sure you research your product before investing time and money. You need to figure out if there is a market available for your product, who your competition is, and who your target market is.

Now that you have your research done you can focus on building your website. If you do not have the tech skills to build a quality website, I would suggest hiring a professional to build website for you. Depending on who you go with this may be pricey. Look and interview as many different professionals as possible. Do not be afraid to negotiate what you are willing to pay with them. One other thing is not to spend all your money on the website, marketing your site is more important.

When your website is up and running you must do a couple of things. First, make sure to have your page optimized. After that it is time to drive traffic to your page. Driving traffic to your website is how you make money with your website. Having a beautiful webpage and the best product in the world will not make any difference if no one is able to see it. There are countless ways to drive traffic to your website ( way to many to cover in this article).

Creating a website to make money online will work as long as you work it. Once you have one website making money, the next websites will be a cakewalk. The first one is the toughest.

Home businesses ideas

Nowadays more and more individuals are choosing to hone their skills into a business they can run out of their homes. These people are finding new ways to utilize their job experience and find clients outside of a traditional office. These independent individuals are taking advantage of the large number of people who need their skills but prefer to work with experts on a one-on-one basis, rather than being lost in a large pool of clients.

Information brokers, also referred to as professional researchers, are people who work for various companies and organizations, researching important information that is vital for their success. Many businesses hire these individuals to research for them because they do not have time to do it. Information brokers will use tools like the Internet, libraries, and other places that hold public records to search for the information businesses need to know. One popular job in this sector is being a private investigator, which allows for an interesting twist to an at-home job.

Real estate is another business people can take part in from home if they are able to get the proper certification. Individuals can also take advantage of fixing up old houses to increase their value and then reselling them for more profit. Flipping houses is a great option for individuals who handy around the house and is a lucrative business, but it can be costly due to the large investment at the start of the project.

Online sales jobs, like selling items on eBay and other online retailers, are great options for home businesses. There are a lot of opportunities to start this type of business, and it is open to a number of different people with varying skills. Not only can individuals sell their own goods, but they can be hired by others as well. This business option can lead to considerable amounts of income, depending on the quality and quantity of the items for sale.

Financial planning is another idea for an at-home business. Individuals set up a clientele who they help plan budgets and organize finances. The services generally involve planning for retirement, setting up college funds, or saving for big purchases like a house. Financial planners also suggest investments that their clients can make in order to save and make more money. Since there is a high demand for these professionals, due to many people having poor money planning skills, this job provides a lot of opportunity for work. Financial planners do need to have a clear understanding of investing and be knowledgeable on ways to save and manage money. They also need to have good networking resources since their jobs depend on the clients who hire them.

Becoming an auctioneer is another option for at-home workers. The auction business acquired nearly $217 billion dollars in sales in 2004 with $12 billion being from art, antiques, and other such goods, according to the National Auctioneers Association. Individuals can also establish a strong client base and then accompany their clients to auctions and help them buy goods for a fee. Auctioneers may also help clients sell their goods at auction for an additional fee. Networking and a working knowledge of the auction system are necessary skills needed to excel in this field.

If individuals have true skills as writers or publishers, they can set up shop in their houses to start cashing in on their talents. They can write anything from short stories or fictional novels to how-to books. These people can also write weekly newsletters or blogs that are geared toward certain groups of people. Writers are in high demand on and off the internet.

No matter the job, more and more individuals are now using their skills to start small businesses from their homes. These skilled people are able to provide valuable services to others while creating a more personal and intimate business setting. They can also spend more time serving their clients than bigger businesses can and have jobs that are more fulfilling and profitable.

Get the best car for you over the web

A car finder is a person who asks what you need, what you can pay and then finds all the suitable options for you. The choice in the end is yours and of course everyone wants the best. So who decides? You do. Who knows what the best is? You do. But the question of which cars one has access to or not, that is the job of the car finder.

Finding the car of your dreams is not as easy as looking into a magazine and saying "Hey! That’s my dream car!" Of course we can all "want" a dream car, but do we really have access to that car right now? Maybe yes, maybe no, what will determine the answer are what your total current savings are and the constant flow of your income.

When you tell the bank or the car dealer how much you make and what your profession is, there is a real reason for that; the reason is money. People don’t become wealthy by giving their wealth away, they become wealthy by knowing who and what will "make" money, otherwise, there wouldn’t even be any cars around to drive, banks to lend money from or car dealers to "haggle" prices with.

By trusting a car finder they do something that the bank won’t do, they find "all" the possible options. A car dealer has only so many options, while a car finder has a network of car dealers that they know and a good idea of what kinds of makes, years and models each dealer is carrying in any given season.

If you have a job, one that you are sure you will have until the end of the payments or at least a better job until then, it should consequently be easy to find almost a plethora of options. The secret to the acquisition of a new car is knowing first of all, that you plan on making an investment and secondly, live off of less than you make.

In the case of a new car you must determine what level of "frugality" you are either willing to live with or actually "are" able to live with. Most people today have living expenses that are equal to or even more than they actually make. If your flow of income is equal to or even less than what you are spending, you need to determine to yourself or those that you support, that a new car is going to be worth the sacrifice of actually "tightening your belt a little."

If, for example, a person is making enough money to live and enough money to go out to the movies while partying all weekend long, but right before every pay check they seem to be coming up broke again, something has to be budgeted. That is the first and most important key to buying a new car, a budget.

If a person wants a Lamborghini, yet they work minimum wage, then first they need to have the ability to budget their money well. A Lamborghini would be way too expensive for someone working "just" on minimum wage, even "almost" impossible. As incredible as that seems, nothing is "completely" impossible. One need but know how to administer their wealth and the flow of their wealth, so as to constantly "make it grow" over time through proper investment.

A budget would be a start, but then comes "investment." A well kept automotive can be an excellent investment, if a car finder is well consulted about your intentions first. The main reason for this is the so called "haggling price." The dealer always has an "acceptable range of profit" and that range must be known in order to be fair both with the salesperson as well as with the person buying the car.

Every product on the market has an original "cost of production" and a predetermined "profit margin" for the industrialist to actually make his own wealth multiply and the car dealer wants to multiply wealth too.

The dealer’s job, however, is not just to find people to sell a car to, but to sell it for "as much as" people will "possibly" pay for it. Haggling, means discovering the absolute "minimum range of acceptable profit margin," for both the dealer and the salesperson.

Car finders know the perfect and most "honorable" range of acceptable profit margins for all the models of every make of car their network of dealers provide, that’s part of their job. Honorable car finders do honest work because in the world of money making "everyone has to tighten their belts in order to make money wisely."

A wise car finder does his job well, because it earns her or him not only money, but respect, loyalty and the kind of wealth that money just cannot buy, honor.

Of course once we buy a car, the value immediately goes down. But if we can buy a nice automobile now for an "honorable price," sell it or trade it in for something a little more comfortable in two years time at an "honorable price," this will continue until soon we actually have invested so well, that we are actually able to buy our "dream" car.

The car finder knows the ropes of their trade. They are wise in the ways of making money and can put you directly in contact with the right dealer for your needs. In the world of advice, everyone will give it out for free, but who you listen to, that is the trick. Wisdom comes from those who know their trade and you can’t expect good advice about precious gems from a bricklayer. If you can expect an honest bricklayer to know about bricklaying then you can certainly expect an honest car finder to know about finding an honest deal on the perfect car for you.

Get the best car for you, over the web

What is the best? Who decides? How much will you end up paying at the end of the deal? Online, honorable dealers are hard to find and the best deal for you is one that satisfies your needs for the now and helps you make an investment for the future.

Does the american government see its citizens as its children

In Americas 230 year history the government seems to have forgotten that there job is to run the government as the people see as best and not the government telling the people what is best for them.

The most recent example is the Internet gambling Ban signed into law last week by President Bush. The bill makes it illegal for banks and credit card companies to transfer money to casinos for the purpose of wagering on sports or games of chance, like roulette, blackjack and poker.

These games are harmlessly enjoyed regularly by millions of Americans everyday, but some people become addicted to these games so the government is telling all of its citizens that no one is allowed to play these games in an online casino.

This is not the first case of the government going against the wishes of the people, in the early 1900’s the government decided that the consumption of Alcohol should be banned, because some people were developing health and mental problems related to drinking too much. So rather then educating the people on the ill effects of prolonged Alcohol abuse the American government banned Alcohol.

But instead of reducing the consumption of Alcoholic beverages it increased, and because the government was not allowing the production or importing of Alcohol, organized grime got into the moonshine business, and eventually the Government saw the error of their decision and repealed the law.

Another great example of a failed policy to protect the people is the war on drugs that the government has been aging since the early 1980’s Billions of tax dollars a year goes into the war on drugs, but what are the results?

The price of drugs has risen, and to support their habits many drug addicts have had to commit acts of robbery and murder to get their drugs.

The American prisons are packed full of people whose only crime was possession of these illegal drugs.

Instead of being an industry that is regulated and controlled you have people selling these drugs to kids in school playgrounds, and shooting each other to protect their territory.

Had the government decided not to criminalize drugs but make it a heavily controlled industry, they could use the tax money for social programs like schools ad to give Americans universal health care.

Please do not misunderstand me I am not in favor for legalizing hard drugs, but the current system is not working at all, but I am all in favor for legalizing online casino gambling.

If I choose to play some hands of blackjack or poker from the comfort of my home what rights does the government have to tell me not to, and what sense does it make that I can not play in a casino over the internet, but I can drive down the street to the local casino and play there.

To enforce this ban millions if not billions of dollars of software and computer hardware will be needed to monitor all of the banks transactions and that money will come from taxes instead of the government taxing online casinos or even having all the online casinos government controlled then they get all the profits to be used to improve the lives of the American citizens, millions of which are bellow the poverty line if not homeless.

The American government needs to start re-thinking its policy of treating its citizens like small children, or the American people need to demand a new government.

More commonly asked tennis questions

There are so many rules in tennis that it can be tough to accurately determine who is at fault when certain situations come up. The more that you know about the sport, the better the chance you have at being able to avoid any controversy should one of the less-common situations in tennis come up.

Q: When can I call a foot foul on my opponent?

A: In a match that is not being judged by a referee, it can be difficult to determine whether or not you should call out a foot foul. Since tennis rules stipulate that the opponent should be given the benefit of the doubt in any controversial calls, foot fouls should only be called when every effort of informing the opponent about the practice has failed and the foot fouling continues to a flagrant degree.

Q: What mistakes result in a service fault?

A: Service faults can be caused by a number of factors. When a player makes a foot foul, doesn't serve from the proper area, or doesn't follow the proper form for preparing the serve, they are said to have a service fault. In addition, players that miss the ball whilst trying to serve are also said to have committed a service fault. If, after serving, the ball hits a permanent fixture of the court, such as the singles stick or the posts of the net before bouncing, a service fault is commited. Finally, when the ball touches the server or the server's partner, or any part of their clothing, before or after a serve, a service fault is said to have occurred. After the first service fault occurs, the server is expected to take their second serve without delay as to ensure that they are not simply buying time to rest.

Service should be performed by the serving party within 20 seconds, or they will incur a time violation.

Q: What determines a let?

A: A let occurs most often when, during service, the ball touches the net and lands on the opponent's side of the court. There are a few other situations that merit a let, including the unlikely situation in which the ball hits one of the receivers or an article of their clothing before bouncing. Also, if the ball is served before the receiver is ready, a let occurs. The service is considered to have never occurred, and it does not change the results of any prior faults on the part of the server.

The basics of forex broker selection

Before engaging in Forex trading, you should carefully examine the environment. The risks and money can be very high and therefore should not be neglected. Not all investments are profitable; similarly, not all investors are suited to the Forex market. If you are uncertain, you can ask for the advice or help of a Forex broker.

Numerous Forex brokers are available in the market and a careful selection must be made. Intensive research should be done to have knowledge of the reputation and experience of the broker. These two factors are great points to get a good Forex broker. Here are some of the other things that should be looked upon when selecting a broker:

• Most Forex brokers are connected to large lending or bank institutions. Look for the quality of the institution a broker is tied to. The quality of the institution can represent the credibility of the brokers.

• Brokers should be registered under FCM or Future Commission Merchant which is involved in the acceptance or solicitation of orders and future delivery through contract markets.

• Spread is the difference between the selling price and buying price of a currency. Spreads are calculated in pips. Brokers make money through spreads so in simple terms, the greater the spread, the greater the spread a broker can gain. When all else is equal go for the broker who has low spreads.

• Leverage is the sum of money a broker is willing to lend you for trading. It is expressed as ratio between your actual capital and the sum of capital available. For example, the ratio 200:2 means that a broker will lend you $200 for every $2 actual capital. Leverage is important in Forex trading and in any trading.

• Forex brokers offer various trading packages or as often called in the trading market, trading “platforms”. Trading platforms can be composed of technical analysis, real time news, technical charts, economic calendars and data for trading systems. Request a free trial of these platforms to have a better grasp of their trading processes.

• The types of accounts each broker carry are also important factors in choosing a reliable Forex broker. They can have mini, standard or premium accounts that require different amount of capital.

Also don’t be overly concerned with leverage because it can be a double-edge sword. Remember to asks lots of questions and compare the answers with other brokers you are checking out. Take your time in choosing a Forex broker that you feel comfortable with and it will pay off for you in the long run.

Internet web development content and web development

Many entrepreneurs will rely on a professional to create content and web development for their new business interest. They might be familiar with basic web pages but do not know the first thing about integrating cascading style sheets or arranging content on a web page so that it draws the attention of anyone who visits the website.

Careful planning is required to get the most out of the content and web development options that will be used to help a company grow from the ground up. The internet is a marvelous place to use to reach out to the world and introduce a product that took many years to develop. The content and web development process will require a business that knows about direct marketing techniques and the proper usage of keywords in the content.

The content and web development process will help to generate a company logo that will be used on the company website for many years to come. Some people will trademark their logo before they open the doors to their online e-commerce website. The colors and graphics that will be used to make the website more pleasing to the eye is one part of the content and web development process that entrepreneurs enjoy the most.

Ideas will be formulated from a variety of means during the content and web development phases and the ideas will then be converted to text that thoroughly explains the company mission and allows customers to learn about the product that is being sold. The most powerful ideas are those that have the customer in mind and any other ideas are generally considered filler for the large amount of white spaces that would be on the web page otherwise.

The page layout will play a very important role in the success of the company. The content and web development ideas should include various ways to arrange the data so that the website can be modified and updated to keep it interesting for a very long time. When customers see the same information for long periods of time, they begin to get the impression that the company is not thriving and they may avoid it entirely.

Taking the time to verify the accuracy of all information that is posted on an internet e-commerce website will give validity to the value of the money that was spent to create content and web development tools and programs. Many companies use scripts to track a customers progress through their site and if any of the links on the site are inoperable then the customers shopping experience might come to a standstill and no sale will occur on that day.

Learn about real cat care

If you are one of the many people lucky enough to own a cat or several cats as pets, then you need to take time and make the effort to learn proper cat care. One of my biggest struggles with people is that they choose to have pets but then do nothing to intentionally take good care of them. This is why, as a veterinarian, I make all of my clients come to a seminar about good cat care and dog care before they can receive services at my office.

Many other veterinarians think that this measure is extreme and that I cannot really subject all of my clients to that kind of seminar. While I have had a few clients disagree with my tactics, the majority of my clients have submitted to my request without hesitation. Why? Because I believe that people know that they need to learn proper cat care or dog care and so they are willing to atttend a seminar.

I believe that taking the time and energy to learn proper cat care or dog care is absolutely essential for all pet owners. People need to realize that owning a pet is a serious responsibility that cannot be taken lightly. On the contrary, it must be given attention. I pride myself in being a veterinarian that is committed to preventative care by teaching my clients how to give good cat care and dog care. I find that the more education pet owners get at the start, the less problems they have that need my attention.

If you are considering getting a cat, then I suggest you slow down a bit and take the time to really learn about proper cat care. Inform yourself about the reality of being a pet owner. Learn what your responsibilities will be before you commit to taking them on. If you are not sure where to look for information on good cat care, then talk with a veterinarian or other cat owners near you. An even easier method is to head off to your local library and check out a few good books on the subject of cat care. Inform yourself. Get online and see what you can learn about even the basics of cat care. The more you learn, the less question marks you will have later.

Cats are amazing animals and they make great pets. Do what is most loving for your pet and learn about good cat care before you bring your new cat home to stay.

Picking up orlando real estate bargains

These days, buyers have the upper hand, even in the surprisingly strong Orlando real estate market. Properties that seemed out of reach are now becoming affordable to buyers lucky enough to have the cash and credit to make their dreams come true. However, they should not test that luck as costly mistakes can easily be made even in buyers' markets where there is a large inventory of property to choose from.

In difficult markets with great price fluctuations it's especially important to enlist the services of an experienced agent or broker. With prices going up and down (mostly down, of course, as of late), it's especially important to have someone on your side who knows exactly what a property is worth, and how well a neighborhood or area will hold up. What may seem like a terrific deal on the Orlando MLS may, in fact, be a property to be avoided. An experienced local real estate agent knows.

One of the great opportunities these days is bank foreclosure sales. These are not easy to find as the good ones get snatched up very quickly. A local realty firm can keep track of foreclosure sales with free computer services. Once signed up, sellers will always have listings with the latest information to aid in the search. With foreclosure sales it is especially important to have a good broker on your side; there is a reason why some property foreclose, some are not properly maintained, and some have incurred damage. A broker can help.

Some buyers think that lower real estate costs in a declining market will make it easier to qualify for a mortgage, but that is not so. Excessive credit and insufficient background checking have been blamed for the mortgage crises, and banks and lenders are now far stricter with their requirements than before. This means more detailed credit checks and more stringent requirements. Again, a good local broker can give you not only a reality check, but also good advice on where to look, what to expect, and how to handle all the paperwork.

Buyers interested in new homes yet to be built also face an interesting situation. Prices are lower there as well, but there are more potential pitfalls. Financially strapped builders and contractors may not be able to complete construction, leaving you with an unfinished home or worse. Once again, the best insurance against horror stories is working with an experienced Orlando area broker who knows not only the local situation, but also has insights into the financial strength of builders and contractors. A preconstruction investigation with a good agent will tell you who you can rely on and who to stay away from.

Orland real estate is an attractive proposition. The area continues to grow in leaps and bounds, and Orlando is one of the most desirable cities to move to. What this means is that buying in Orlando may well be one of the best investments you can make. The great climate will not change, the many natural attractions of the area will not change, and the recession-proof industries in the area soften any recession blows. This is definitely a good time for buyers interested in Orlando.

Mexican auto insurance - problems experienced by mexico motorists

Mexican Insurance Store has issued a report on the top legal and insurance related problems experienced while driving on vacation in Mexico. Unlike the law in the U. S., in Mexico the assumption of guilt prevails over the assumption of innocence. The penalties for not having insurance while traveling in Mexico can be severe.

Common Mexican Insurance Problems:

1. Not Having Mexican Auto Insurance

U. S. and Canadian auto insurance is NOT recognized in Mexico. Vacationers that don't have auto insurance in Mexico and have an accident may spend many hours or days in jail and have their vehicle confiscated.

2. Not Having Emergency Medical Assistance

Mexico can be a dangerous place to be without emergency medical assistance. Most U. S. health insurance is not valid in Mexico.

3. Buying Auto Insurance with Emergency Medical Assistance that is NOT Valid in Rural Areas.

Travelers need to read the fine print in “emergency medical assistance options”. In order to save money, insurance companies limit their coverage to major cities of Mexico. Services are provided by third parties sub-contracted with the insurance company. It is important to watch for this because most of Mexico is rural and some insurance policies say they cover it, which is accurate. The broker should tell you that in rural areas, the policy actually reads, “we will do the best we can”.

4. Emergency Medical & Travel Assistance with a monetary limit

This is another area where the fine print can not be overlooked. Most policies have a low monetary limit or do not cover pre-existing conditions. Evacuation by air or land can be expensive and is not included in many policies. Costs can reach $100,000 per patient.

5. Not Having Assistance Services for Friends and Family

Don’t forget to get coverage for your traveling companions. Ask whether there are restrictions such as up to 4 passengers.

About MexicanInsuranceStore. com:

Mexican Insurance Store offers package's that include insurance policies needed while traveling in Mexico.

All Auto Insurance Plans should include:

• Emergency Medical Assistance good in cities and rural areas.

• Emergency Medical & Travel Assistance good for the entire family with no monetary limit and guaranteed hospital admittance.

• A minimum US $20,000 in Legal Assistance & Bail Bond.

Tips for travellers to the tropics

I went on my first holiday to the tropics recently. I was afraid of catching a disease, so I did a bit of research, and took some precautions. Here are some tips I found useful.

1. Get your shots.

I spent a short time in areas relatively free of mosquito-borne disease. The key word is 'relatively'. A two week holiday in an urban area is probably alright. If you're staying for months, or in an area flagged as dangerous, get your shots well in advance. Don't leave it until the last minute, as by then it'll be too late! The drugs need some time to 'kick in', and your doctor may have to order them in advance.

2. Get an insect repellent.

I made one for mosquitoes by mixing citronella with olive oil. Citronella is an essential oil (an essence). I rubbed the mixture on all exposed areas morning and night, and after washing. Seemed to do the trick. I put too much oil in, I think, so it smelled a bit. Better that, than being bitten, I say!

3. Wear long sleeved shirts and trousers.

I also wore socks in bed. Give pests no purchase! Mosquitoes are just doing what comes naturally; they need your blood to live. It's just unfortunate that they can pass on parasites when they bite. Deny them a meal, and the only things you'll bring back from your holiday are a silly hat and some souvenir photos. To wear long sleeved garments in bed, you'll need a room with a fan and air conditioning. No need to set them to freezing; just cool, with a slight breeze.

4. Air conditioning.

Air conditioning and fans are supposed to deflect mosquitoes, which is good. Avoid 'going native', and thinking you're as hardy as the locals. They get malaria and dengue as well, be sure of that.

5. Use mosquito nets.

Do what you can to keep them at bay. Paranoia is good!

6. Avoid ice and salads

Ice can have faecal coliforms. It depends on what water it's been made from. Salads can be prepared by low-paid workers who've forgotten to wash their hands. In Muslim countries, they often don't use toilet paper, just a hose, so if the staff haven't been scrupulous about their personal hygiene ...

You may feel self-conscious about refusing. Would you like your holiday to be spoiled by a spell in hospital, in a Third-world country, just for the sake of avoiding embarrassment? People like people who are forthright, so stick to your guns.

7. Don't drink the water.

A country can have a veneer of modernity, but what separates the men from the boys is the sewage system. The tap water may not be filtered properly. Drink bottled water, or water you've boiled yourself. Get a kettle, and boil it up every day, then put the water in your water bottle in the morning. Easy.

8. Drink plenty of water.

A few sips every so often, rather than a litre in one go. You'll save on trips to the lavatory!

9. Stay out of the sun.

There's a reason the locals are laid back; it's too hot to run around like you do at home. Sun tanning is actually skin damage. Due to ozone layer depletion, you may be getting more than a golden tan. Who cares if you don't come back home bronzed? Ladies especially will appreciate this in later years, when their sisters have leathery skin from roasting on the beach. Nothing less 'cool' than a white man with sunstroke, either.

When travelling in the tropics, it's best to be paranoid. I hope you can still enjoy your holiday!

Alternatives in blogging - a blog design solution

When internet web site owners devise a blog design solution for their online marketing schemes, they often disregard a lesser known avenue for producing the kind of results that bring enthusiastic visitors. Blogging on places such as MySpace, Facebook, and Craigslist can provide a continuous stream of happy customers that you have specifically targeted. The most popular and well known blogging sites Wordpress and Blogger will obviously yield a vast number of potential customers, but the likelihood of them being as focused as the aforementioned clientele is not a forgone conclusion. Most statistical internet analyses indicates that blogging sections on MySpace, Facebook, and Craigslist contribute a much more qualitative base of visitors to a uniquely targeted web site.

Having a blog design solution that is practical and personable is certainly one part of the internet marketing arsenal for all web site owners. Indeed, any successful online business employs the use of a blog. Craigslist is one such place where a blog design solution actually works to direct designated individuals to your web site. The popular social site was created by a person (yes, his real name is Craig) who sought to provide a social gathering place on the internet for anyone who seeks to find like minded friends and acquaintances of various interests. By having at least one or more entries each day on your blog, Craigslist members who have an interest in your site will flock to your business in countless volumes. Blogging at similar sites like MySpace and Facebook offer similar advantages.

Another online social community that has been recently established is located at Photobucket. com and it's quickly becoming a popular destination for internet surfers. A photobucket blog is an exciting untapped resource for internet marketers who wish to position themselves in a niche that has little or no competition. Any successful blog design solution will endeavor to utilize strategies that are aimed at a particularized segment of customers, especially when there is limited or no direct competition. This rapidly expanding photography site offers a distinct advantage as web site owners constantly yearn for and seek out more visitors.

One additional benefit that these various blogging sites offer involves a monetary objective. Controlling the budget is always a consideration and targeting customers at these sites costs absolutely nothing.

Business credit card application needs good credit report

As with a personal credit card, the business credit card is a highly efficient method for obtaining, granting, and expending loans. The applicant for a business credit card needs do little more than fill out a brief application or key in a few bits of information over the Internet. In most cases, the customer is granted a line of credit, which can be accessed and expended quickly and easily each time the business credit card is used. Assuming that the customer has a good credit record, the credit limit will automatically be increased when it is reached, thereby increasing the loan amount without much effort on the part of the business credit card holder.

To qualify for a business credit card, a good credit record is necessary. In view of future credit needs such as business credit cards, small business owners should register their businesses with the major business credit bureaus such as Dun & Bradstreet (D&B) or Business Credit USA to obtain credit ratings. These business credit bureaus operate much like consumer credit bureaus. They will collect information from your existing creditors about your business, including a check on how much credit you have, the length of time your accounts have been active, and your payment record.

To complete your credit profile, the business credit bureau will also need some information on the rest of your business. This normally includes how many employees you have, how long you have been trading for, what you sales and profit performance is, and your business’ litigation history. Regardless of whether you register or not, you will probably show up on their records the moment a lender extends your business a credit line. Being proactive about it and voluntarily registering with a business credit bureau is a good idea. It offers you the opportunity to present your company in a good light and it creates a better impression of your business in general.

When the business credit card issuer receives your business credit card application, one of the very first things they do is obtain a copy of your business credit report. If your business does not score too well on the credit report, it may well scuttle your chances of getting a business credit card. Maintaining a good credit score needs to be high on the priority list of any business.

When it comes to new business, there is normally very little solid credit history to bank on. It could take anywhere from two to five years to build your business’ credit reputation. Until that happens, your business credit and personal credit will be inextricably linked to each other. When you apply for a business credit card and your business has no credit history, your own personal credit record is the dominant factor considered by the business credit card issuer.

Once you obtain this business credit card, it is good to remember that this credit will be included in your personal credit report until your business develops an adequate credit history. So the sooner you can establish the independence of your business credit card from your personal credit, the better.

The truth about dating advice

The wealth of articles available on the Internet tell you that there are millions of people looking for advice about dating. This is true of teenagers, those in their twenties and thirties and for those in their senior years. Everyone needs companionship, but not everyone knows how to go about getting it the right way. At first dating is just a way of getting to know one another and it may or may not lead to romance. For some people who have been married for years, getting back into the dating scene is just as traumatic as a teenager going on his/her first date.

No matter what age one is, males and females have the same fears about dating mingled with a feeling of excitement. They are excited at the prospect of possibly meeting that special person, yet fearful they will be hurt in some way. Dating is different from what it once was, yet some facets of it remain the same. The first part of getting a date is doing the asking and being fearful of rejection. Then there is the ultimate question of where to go on the first date, how to act and how to dress.

For divorced or widowed men and women with children, there is the question of dealing with the children when it comes to their reaction about a parent starting to date again. This depends on the circumstances and the age of the children, but most parents tread very carefully when telling their children about a date or introducing the date to the children. There is also the anxiety of how the date will react to the children and this has to play an important part in whether there will be a second or third date. However, the children cannot be the only guiding force in dating and you have to keep your own happiness in mind.

Although you can get advice from many people about dating, the best advice is that which comes from within. You do have to use your own common sense about where, when and whom you date and how far you let it advance.

Hands-free conversations through the cell phone

It is always a great advantage if you can carry on a conversation through your cell phone without hampering the use of both hands. The cell phone, even with its multi-faceted functions in your everyday life also has the distinct disadvantage of being a device which should constantly be held with one hand and should be held near your ear when you talk to somebody through it.

The Enhancement in Cell Phones:

Although some cell phones feature speakers for a hands free option when talking, this is generally unwise since users rarely want their neighbors to hear bits and pieces of their conversation, right? Loudspeaker options in some cell phones are commonly used for playing music and videos on a cell phone and it is imprudent and irresponsible for cell phone users to use this feature when talking to somebody else on the phone.

Technological advances have been made to remedy this and one such advance is the use of headsets and headphones that enable you to talk to somebody without the inconvenience of holding the cell phone to your ear. Headphones for the cell phone function more like a normal earphone but with an enhancement of a microphone in it to enable the user to listen and talk to the recipient of the call at the same time. This enhancement is great but long wires trail from your cellular phone to your ear every time you use them. Dangling wires are also irritating and a bit frustrating for some users. This may be the reason why the manufacturers of such headsets moved on to introduce the Bluetooth enhanced headphones for a more convenient use.

The Bluetooth Enhanced Headphones:

The innovation of Bluetooth enhanced headphones for cellular use rapidly provided a solution for the constant hassle of dangling wires. It promptly brought users to the latest breakthrough in technology for cellular phones. Linking your cell phone to a Bluetooth headphone is not a problem since most cell phones offered in the market today also include Bluetooth connective features. Computers also offer the same Bluetooth features, making this enhancement device not just compatible with the cell phone but with the computer as well. Pairing passwords are needed to connect to your cell phone or PC though. What’s great about the Bluetooth headset is that when you carry a conversation with someone through your cell phone, you do not need to carry your cell phone with you when you are within the range or distance that the Bluetooth covers. Simply carry the Bluetooth headset with you and you can easily answer a call. The ease and convenience of not having to hold your cell phone, not dealing with dangling wires and having a multi-functioning headphone is indeed tempting, right?

One downside to a Bluetooth Enhanced headphone though is that it is quite bulky. Extensive technological innovations have been added to make this headset function and a battery is added for its power source so you have to be prepared for this headset to be a bit uncomfortable when first used. But when compared to the benefits of having one, mere discomfort may not be bothersome, right?

What is the right garden style for you

The amount of space you have available to you will greatly influence your type and style of garden. If you live in a rural area and are lucky enough to have a large garden you will be able to divide up the space and create different areas for different types of garden. If on the other hand you live in a city centre and only have a small area, then your choices are greatly reduced.

Another point to consider is the amount of free time you have available to maintain your garden. If you have a demanding job or a large family to take care off you may find that trying to cope with a large intricate garden to much to cope with. Large flower gardens for instance can be very time consuming to maintain and to keep them looking their best, as many flowering plants need continual dead-heading to prolong their flowering period.

Your fitness level may also influence the type and style of your garden. If you have heart problems or breathing difficulties for instance, you probably wouldn't want to be digging over a large vegetable plot each year. If you are confined to a wheel chair or suffer with back problems then you may need to consider having raised beds that you can reach easily.

One other factor you may want to consider is the actual purpose of the garden?

Do you want to attract wildlife?

Create a space for entertaining friends and family?

Have a safe area for your children to play?

A peaceful place to relax?

Create a productive garden to feed the family?

When thinking about the style of your garden style remember that it is possible to incorporate different garden types into one garden. Many vegetables have attractive foliage and can be grown in amongst your ornamental plants. In fact organic gardeners will often plant certain ornamentals in their vegetable plots in order to attract pests away from their vegetable crops.

In future articles well take a look at 6 of the most common styles:

Organic Garden

Raised Garden

Container Garden

Formal Garden

Wildlife Garden

Water Garden

By considering these points and deciding what you want to use the garden for you will hopefully avoid starting something that you will later regret.

Investment strategy the investor s creed

Fascinating, isn't it, this stock market of ours, with its unpredictability, promise, and unscripted daily drama! But individual investors are even more interesting. We've become the product of a media driven culture that must have reasons, predictability, blame, scapegoats, and even that four-letter word, certainty. We are a culture of investors where hindsight is rapidly replacing the reality-based foresight that once was flowing in our now real-time veins... just like downhill racing, grouse hunting, and Super Bowls.

The Stock Market is a dynamic place where investors can consistently make reasonable returns on their capital if they comply with the basic principles of the endeavor AND if they don't measure their progress too frequently with irrelevant measuring devices. The classic investment strategy is so simple and so trite that most investors dismiss it routinely and move on in their search for the holy investment grail(s): a stock market that only rises and a bond market capable of paying higher interest rates at stable or higher prices! Just not going to happen…

This is mythology, not investing. Investors who grasp the realities of these wonderful marketplaces recognize the opportunities and embrace them with an understanding that goes beyond the media hype and side show performance enhancement barkers. Simply put, when investment grade securities rise in price [As they are now, with the DJIA finally putting together a successful attack on the 11,000 barrier], Take Your Profits, because that's the purpose of investing in the stock market! On the flip side (and there has always been a flip side, more commonly dreaded as a "correction"), replenish your portfolio inventory with investment grade securities. Yes, even some that you may have just sold days or weeks ago during the rally. This is much more than an oversimplification; it is a long-term (a year or two is not long term.) strategy that succeeds... cycle, after cycle, after cycle. Sounds an awful lot like Buy Low/Sell High doesn't it? Obviously, Wall Street can't let you know that it is quite so simple!

[Note that Dow Jones 11,000 was last breached during the infancy of this century, and that the last All Time High in this much too widely followed average occurred late in 1999. When the DJIA banner is repositioned on that historical peak of 11,700 or so, it will represent no less than six years of zero growth in this, the most respected, of all Market Indicators! Would the media strip the gold medal from this Stock Market Icon if it knew that during these same years: (1) There have been significantly more stocks rising in price on a daily basis than moving lower. In fact, more than two-thirds of the last 68 months have been positive. (2) Since April 2000, there have been 120 more positive days in NYSE issue breadth than negative days. (3) 250% more NYSE stocks established new high price levels than new lows. (4) We are working on our sixth consecutive year of positive issue breadth!]

So understand that your portfolio statement values will rise and fall throughout time, and rather than rejoice or cry, you should be taking actions that will enhance your "Working Capital" and the ability of your portfolio to accomplish your long term goals and objectives. Through the simple application of a few easy to memorize rules, you can plot a course to an investment portfolio that regularly achieves higher highs and (much more importantly), higher lows! Left to its own devices, like the DJIA for example, an unmanaged portfolio is likely to have long periods of unproductive sideways motion. You can ill afford to travel six years at a break even pace, and it is foolish, even irresponsible, to expect any unmanaged or passively directed approach to be in sync with your personal financial needs.

Five simple concepts of Asset Allocation, Investment Strategy, and Psychology are summed up quite nicely in what I call "The Investor's Creed":

(1) My intention is to be fully invested in accordance with my planned equity/fixed income asset allocation. (2) On the other hand, every security I own is for sale, and every security I own generates some form of cash flow that cannot be reinvested immediately. (3) I am happy when my cash position is nearly 0% because all of my money is then working as hard as it possibly can to meet my objectives. (4) But, I am ecstatic when my cash position approaches 100% because that means I’ve sold everything at a profit, and that I am in a position to (5) take advantage of any new investment opportunities (that fit my guidelines) as soon as I become aware of them.

If you are managing your portfolio properly, your cash position has been rising lately, as you take profits on the securities you purchased when prices were falling just a few months ago… and (this is a big and) you could well be chock full of cash well before the market blows the whistle on its advance! Yes, if you are going about the investment process properly, you will be swimming in cash at about the same time Wall Street discovers the rally and starts encouraging people to weight their portfolios more heavily into stocks; the number of IPOs coming to market starts to rise exponentially; morning drive radio DJ's start to laugh about their stock market successes; and all of your friends start to talk about their new investment guru or the 30% gains in their growth Mutual Funds. What are you doing in cash!

This is what I call "smart" cash, because it represents realized profits, interest, and dividends that are just catching a breather on the bench after a scoring drive. As the gains compound at money market rates, the disciplined coach looks for sure signs of investor greed in the market place: fixed income prices fall as speculators abandon their long term goals and reach for the new investment stars that are sure to propel equity prices ever higher, boring investment grade equities fall in price as well because it now clear [for the scadieighth (sic) time] that the market will never fall again… particularly NASDAQ, which could double and still not be where it was six years ago. And the beat goes on, cycle after cycle, generation after generation. What do you think; will today's coaches be any smarter than those of the late nineties? Have they learned that it is the very strength of a rising market that proves to be its greatest weakness!

Art theft most famous cases in history

Art theft is an ancient and complicated crime. When you look at the some of the most famous cases of art thefts in history, you see thoroughly planned operations that involve art dealers, art fakers, mobsters, ransoms, and millions of dollars. Here you can read about some of the most famous cases of art theft in the history.

The First Theft:

The first documented case of art theft was in 1473, when two panels of altarpiece of the Last Judgment by the Dutch painter Hans Memling were stolen. While the triptych was being transported by ship from the Netherlands to Florence, the ship was attacked by pirates who took it to the Gdansk cathedral in Poland. Nowadays, the piece is shown at the National Museum in Gdansk where it was recently moved from the Basilica of the Assumption.

The Most Famous Theft:

The most famous story of art theft involves one of the most famous paintings in the world and one of the most famous artists in history as a suspect. In the night of August 21, 1911, the Mona Lisa was stolen out of the Louver. Soon after, Pablo Picasso was arrested and questioned by the police, but was released quickly.

It took about two years until the mystery was solved by the Parisian police. It turned out that the 30Ч21 inch painting was taken by one of the museum employees by the name of Vincenzo Peruggia, who simply carried it hidden under his coat. Nevertheless, Peruggia did not work alone. The crime was carefully conducted by a notorious con man, Eduardo de Valfierno, who was sent by an art faker who intended to make copies and sell them as if they were the original painting.

While Yves Chaudron, the art faker, was busy creating copies for the famous masterpiece, Mona Lisa was still hidden at Peruggias apartment. After two years in which Peruggia did not hear from Chaudron, he tried to make the best out of his stolen good. Eventually, Peruggia was caught by the police while trying to sell the painting to an art dealer from Florence, Italy. The Mona Lisa was returned to the Louver in 1913.

The Biggest Theft in the USA:

The biggest art theft in United States took place at the Isabella Stewart Gardner Museum. On the night of March 18, 1990, a group of thieves wearing police uniforms broke into the museum and took thirteen paintings whose collective value was estimated at around 300 million dollars. The thieves took two paintings and one print by Rembrandt, and works of Vermeer, Manet, Degas, Govaert Flinck, as well as a French and a Chinese artifact.

As of yet, none of the paintings have been found and the case is still unsolved. According to recent rumors, the FBI are investigating the possibility that the Boston Mob along with French art dealers are connected to the crime.

The Scream:

The painting by Edvard Munchs, The Scream, is probably the most sought after painting by art thieves in history. It has been stolen twice and was only recently recovered. In 1994, during the Winter Olympics in Lillehammer, Norway, The Scream was stolen from an Oslo gallery by two thieves who broke through an open window, set off the alarm and left a note saying: thanks for the poor security.

Three months later, the holders of the painting approached the Norwegian Government with an offer: 1 million dollars ransom for Edvard Munchs The Scream. The Government turned down the offer, but the Norwegian police collaborated with the British Police and the Getty Museum to organize a sting operation that brought back the painting to where it belongs.

Ten years later, The Scream was stolen again from the Munch Museum. This time, the robbers used a gun and took another of Munchs painting with them. While Museum officials waiting for the thieves to request ransom money, rumors claimed that both paintings were burned to conceal evidence. Eventually, the Norwegian police discovered the two paintings on August 31, 2006 but the facts on how they were recovered are not known yet.

Adult adhd and fear why we procrastinate

One of the things people with Adult ADHD symptoms really struggle with is procrastination. And procrastination really comes out of fear. What kind of fear?

There are two main fears people with Adult ADHD symptoms face when they try to start a big project.

1. How do I know I'm choosing the right thing to work on?

2. How do I know I won't fail, especially if I don't know anything about this yet?

First of all, you've got to ask yourself, "What am I so afraid of?" Let’s just bring it out into the open. If I pick an opportunity, the fear becomes, "Oh, my gosh. What am I going to miss?"

The truth is, the second someone with Adult ADHD focuses on something, you're missing a lot of other things. That’s just the way it works.

It’s not about the opportunity. It’s not about which Internet-type thing you should be doing. It’s "why." You've got to ask yourself, "How would this particular opportunity fit in with my larger vision?"

Some people with Adult ADHD might not feel like they know exactly what they want to do with their whole lives. And this is where a lot of fear about choosing what to do next comes from.

Well, you know what? Whatever you want to do with your life right now, it probably is going to change at some point (especially if you have Adult ADHD). Just because you're going full tilt on something right now doesn't mean you have to do that for the rest of your life.

It does mean that, if you're going to spend your time doing something, it should be something you're incredibly passionate about to begin with, something that you'd like to spend all your time on anyway.

Most likely, if you have Adult ADHD symptoms, you'll find yourself in the exact same situation at some point in the future. It happens. You work really hard. You go full speed at something, and occasionally, you look up and you say, "What the heck am I doing?"

That's ok. At that point, if you really want to, you can shift your focus. No one's stopping you. But don't let that fear stop you from starting.

The second fear those with Adult ADHD symptoms feel has to do with how much there is to learn about a subject or skill, and the information overload that occurs so often with Adult ADHD.

My experience was, I said, "I'm going to learn this Internet thing. I'm going to go out and I'm going to learn everything that I possibly can," and I didn't realize at the very beginning that there were so many different subspecialties. It’s an entire industry.

You could be a specialist in list building, in search engine optimization, in advertising or all these different subspecialties, and you realize that what you're trying to do is go out and learn an entire industry. Of course, it doesn't really work that way.

You don't go out one day and say, "Okay, I'm going to be a lawyer," and understand every aspect of law. Even lawyers have to pick a specialty, be it corporate, criminal, bankruptcy or whatever. You don't say, "I'm going to go out and learn everything there is to know about foreign language," right? You pick one.

So, if that is true, that brings up another question for people with Adult ADHD symptoms: "What sub-specialty do I pick then? I have to pick one."

Again, we're teaching you ways to think with your Adult ADHD brain instead of against it here. As you're thinking about the anxiety of having to pick one area of specialty, for example, to grow your business or to work on in your life, remember that people with Adult ADHD symptoms have something that they use automatically every day they don't usually appreciate, and that is a very highly-developed intuition.

Intuition is why people with Adult ADHD make snap decisions all the time. You're really good at it naturally. It’s coming from your gut.

But you need a clear head to do it. So if you've got information overload, and you can't decide to focus on one thing, how do you clear your head?

What you need to do is this: You need to go on an "unsubscribe" campaign! Start with the information you have coming in on your computer every day.

You should continue subscribing to or buying the information from the people that you intuitively know are going to help you with your one main focus. But clear out the rest, so you don't even see it. Let your computer sort it so your head doesn't have to.

Do this with other things in your life too. Once you decide what you're main focus is (at least for now)--then "unsubscribe" or disconnect from anything, and anyone, that doesn't contribute to that one goal.

Then you can get down to the business of choosing a specialty and learning all about that one thing. You'll be amazed how much more focused you'll be, automatically! To learn more about how to beat procrastination and focus on your goals with Adult ADHD, see below.

Accessories that protect your vehicle

There are many accessories you can purchase to protect your vehicle. Those mentioned here are just some of the most often chosen. Whether you are looking to protect the interior or exterior, measures taken to keep your vehicle looking its best and at the same time insuring retention of the vehicle’s top value will be highly beneficial when it comes time to trade it in or sell. Even if you are not looking at future values for sale, using accessories like new seat covers, floor mats or a car bra will make you proud to be seen in your vehicle as well as the protection these accessories will provide.

The front-end car bra is an accessory that will provide protection for your vehicle’s front end. Specially ordered for your vehicle, the car bra is made to fit snugly and perfectly for maximum protection. Its value is in its ability to act as a guard from road hazards such as bugs, chemicals such as tar and gravel on roadways and from pitting damage on your automobile’s grill and paint surfaces. The bra, while having an important protective feature, also gives your vehicle a classier appearance. Usually constructed of heavy vinyl and a firm padding underneath, the car bra will stand the test of time. Most vehicle bras are easy to install and remove. The benefits in adding value, protection and a sleek look to your vehicle are well worth the small investment of a car front-end bra.

Bug shields are yet another valuable protective piece you can add to your vehicle. Modern bug shields are designed aerodynamically to not only compliment the look of your car’s front end, but they also maximize fuel usage. By not allowing a pushing type of air force against the vehicle, aerodynamically made shields create an ease in air flow so that your car doesn’t have to use extra fuel to compensate for the additional pressure or work. Bug shields are great for protecting your car from road debris, excessive bug collection and chipping from stones or other road hazards.

A car cover is an essential accessory if you must leave your vehicle outside in the harsh elements of the sun, rain or snow. It will protect your car from wear and tear and the hazards of extreme weather conditions when garaging or cover protection is not available. It should fit snugly around the normally exposed portions of the vehicle. Car covers are usually made of heavy duty protecting materials that will keep the damaging weather elements away from the automobile’s painted surfaces and will protect from the above mentioned weather hazards. Car covers are especially valuable if you use them while shopping or when the vehicle is parked anywhere someone or something can bump into the vehicle and create paint or body damage.

Floor Mats are the perfect accessory to not only give your interior a new or more finished look, they are indispensable in the protection they provide against wear and tear on the floor carpet. You can purchase floor mats in most any variety of colors, styles, and designs. They are available in materials such as rubber and clear plastic to name a few. Floor mats can be made specific to your vehicle or purchased at auto parts stores. The benefits to having floor mats cannot be overstated. They can aid in comfort when driving on long road trips, they protect from shoe damage in the acceleration area of the floor and they keep everyday dirt and grime from attaching to your vehicle’s original carpet. A purchase of floor mats at nominal prices can give your vehicle protection from years of floor or carpet damage in the vehicle.

No matter what part of the world you live in, tinting your vehicle’s windows can offer protection in many ways. Window tinting has long been known to reduce the heat coming into your vehicle. Anyone that owns an automobile in the southwest will tell you that the sun’s heat (and damaging ultraviolet rays) is not only destructive, it is downright uncomfortable. So in these two ways, tinting can increase your comfort while driving and decrease fading or discoloration of the interior’s vinyl or fabric work. If you choose a safety film, you will get even more protection.

A safety film on your vehicle’s windows has been known to reduce injuries to occupants from flying shattered glass in auto accidents. If you have a large object hit your windshield, safety film may deter the object from coming directly into your vehicle and hitting any passengers. If you live in tornado or earthquake zones, this type of film can prevent injury as well by acting as a buffer between you and the shattered glass.

Lastly, but certainly not less important, seat covers have numerous benefits. Seat covers protect the material that covers the original fabric of your car’s seats. This is very important for owners that live in sun drenched areas of the world, work in conditions where your clothing is contaminated with dirt, grease, or other destructive materials and for those owners that participate in activities such as biking, hiking, or swimming (the chlorine alone is severely damaging if you are not fully dried off). Seat covers are not just about protecting, they can also provide a tailored and clean look to your vehicle’s interior.

Your vehicle will look well kept and well taken care of if you purchase seat covers before damage occurs. You can pull them off before selling or trading in your vehicle for that eye-appealing look that says you the owner took very good care of the car. Sometimes a nice and fresh looking interior will sell a vehicle even if the exterior is a bit worn.

While there are many other accessories out there for your vehicle, the ones mentioned here will go a long way in giving you peace of mind. You will know that you have done what you can to insure that your vehicle will look close to new even when it is ten years old. If you want to sell your vehicle someday, you have applied accessories that will most likely bring you maximum dollar at selling or trade-in time. You can never lose by adding protective accessories to you car.

Research and study on pueraria mirifica

In this article, we will discuss why this subject is so important and how you can benefit from this information.

It has been revealed newly that Pueraria mirifica is protected to be worn in person in certain dosage as well as consumption period. The researcher has been conducting a sequence of researches casing the element analysis, hankie culture, mountain propagation, cultivar improvement, production, outcome development and difficult and so on for 9 years. The outcome shows that the elected Pueraria mirifica contains very high isoflavone satisfied and shows high antimutagenic property as well as high killing property to person mammary growth cell line. Nowadays, nutritionists propose the consumer to consume isoflavone smoothly for the reason of growth protection routinely found on post-menopausal and people who have hormone imbalance.

The payback of Miroestrol and Its Derivatives in Pueraria mirifica

Miroestrol and its derivatives are also precious chemicals in the ashen kwao kreu which promote estrogenic and mammogenic property to several tissues such as breast enlargement or breast hankie reformation.

Going through the final part of this article, we will see just how important the subject can be to many people.

The Differences between Soya and Pueraria mirifica

Soya, the western health food products, contains lower quantity of phytoestrogens especially there is no miroestrol and its derivatives. Their benefit to the body is far minus than that of Pueraria mirifica. The researches ratify that these chemicals are strong anti-breast cancer, anti-prostate hyperplasia, anti-colon cancer, anti-osteoporosis and also anti-cardiovascular disease via the strong reduction of blood cholesterol and also anti-menopausal syndrome.

As they say, knowledge equals power, so continue to read information on this topic until you feel you are adequately educated on the subject.

Pueraria Mirifica Pills KWAOTIP THAI FDA. G. 187/42

Kwaotip is a premuim grade Thai traditional herbal formula derived mainly from White Kwaotip Krua (Pueraria Mirifica). After many years of research from Dr. Wichai Cherdshewasart, the studies indicated that this herb shows estrogenic and rejuvenate effects to the female body especially at the breast, hip, facial skin, body skin, hair and vaginal epithelium. Thus elevate the appearance of the female secondary sexual characteristics and also the skin beauty.

ALL Natural Dietary Supplement

Hight Phytoestrogen (especially isoflavonet):

*Increases sensitivity and vitality

*Promotes silky shiny hair, keeps hair pattem bone calcium accumulation

*Enhances breast and skin appearance

*Serves as a anti-wrinkle agent

*Enhances physical and mental ability

*Serves as a fountain of youth

Ingredients: Pueraria Mirifica and other herbs (60 capsules per box)

Recommended Dosage: Take 2 capsules after breakfast and dinner.

Precautions: - Not for women under 20 years old.

- Women with developing cyst at the ovary, breast, and uterus.

- Pregnant women and breast feeking mother should avoid taking this product.

- Women who are taking birth control pill should not take this product.

pueraria-mirifica. biz/

Visit northern california s shasta lake. playground of the shasta cascades

When the seasons begin to change and the frost wholeheartedly appears on our doorsteps, we know that winter is here. While this can be uplifting and exciting for some, the majority of us cringe when snow is on the mind. Luckily, just because the season has changed, doesn’t mean that you have to suffer. Looking for a peaceful getaway? Shasta Lake is one place that you may never want to leave. Located in the heart of Northern California, this lake is more than just your average day trip. With a plethora of things to do, it is no wonder why thousands of visitors are continuously coming back to this tranquil Californian gem.

The beauty of Shasta Lake is that it is regarded as one of the most peaceful locations in California. Nestled between stunning mountaintops and crystal clear water - this lake proves to be a serene landmark. Additionally, there is an array of activities to choose from, regardless of how great the weather is. Looking for a peaceful way to enjoy your days? At Shasta Lake, there are hundreds of species of warm and cold watered fish. Though fishing can be tried any time of year, most people recommend the summer months. From contests to fishing events - the opportunities are certainly endless. Nevertheless, fishing is a wonderful way to relax, enjoy the outdoors, and catch a fish or two. You may be surprised at how much you enjoy this calm sport.

If fishing isn’t your cup of tea, don’t pack up your bags just yet! Shasta Lake is also home to one of the most alluring caverns in the country. Surprisingly, this tour is anything but ordinary. Starting out by boat, you are able to experience the beauty of Shasta Lake. With tour guides pointing out exotic animals and landmarks, it will easily be a memorable experience. After sailing across the clear waters, you then take a bus to the entrance of the cavern. From there, you are able to glance at the awe-inspiring phenomenon. Down below are thousands of crystal formations that have stood the test of time for centuries. Additionally, tour guides tell you the history of the caverns, as well as the stories that have emerged as the years have passed. Regardless of your vacation preferences, the Shasta Lake Caverns is a huge highlight for any visitor.

While the winter season is never a favorite, Shasta Lake in Northern California will certainly change your perspective during the icy months. From fishing to tours and trails - you will never find yourself bored if you choose to experience the serene atmosphere. Far too often we find ourselves stuck at home when the temperature drops to below zero. As a result, we become restless, depressed, and sick of the everyday schedule. For years Shasta Lake has provided vacationers with a fresh break from the glacial structures that surround our lives. Perhaps this year it is time for you to do the same. Buy a plane ticket, book a room, and experience what everyone is talking about. Shasta Lake will without a doubt impress you so much that you’ll be coming back next year.

Debt settlement facts

More often than has ever occurred in the past, a significant amount of people are finding it extremely difficult to pay all of their monthly bills and as a result, have fallen behind on their payments. When issuers of credit cards receive late payments (even by just one day) their normal policy is to raise consumers’ interest rates by staggering amounts, leading to additional late payments, progressive collection activity and very possibly bankruptcy.

If you’re dealing with circumstances very similar to these, chances are you’ve looked into debt settlement, but still have some doubts regarding whether or not debt settlement is the path you should choose to become debt-free. Below are some facts regarding the process of debt settlement to assist you in making a decision about your financial predicament.

• Debt Settlement (Debt Negotiation) Defined. Debt settlement is a process whereby creditors agree to accept less than the full balance owed them as payment in full. In other words, if you owe your creditor $10,000, there’s a good possibility that you can settle your account for anywhere between $3,000 and $5,000, with no further balance owed.

• Your Credit Score May be Affected. While debt settlement doesn’t contribute to a lower credit score, delinquency does. Unfortunately, your creditors won’t consider offering or accepting a settlement agreement on your accounts until after the accounts have fallen into a delinquent status. Most people considering debt settlement are already delinquent, and their credit score will improve significantly after a zero balance is reflected on their credit report. Those who are not delinquent, however, will likely see their credit score decline before it improves. For most people, however, a decent credit score is less important than financial freedom and peace of mind.

• You May End Up With a Tax Liability. Creditors are required by the IRS to report canceled debts over $600, and you would also be required to report the amount of your forgiven debt as income, unless you were insolvent during the time which you settled your various accounts. In order to be classified as insolvent, your assets may not exceed your liabilities, which may be highly probable if you’re buried deep in debt.

• Debt Settlement Can Take Several Months to Complete. Depending on the amount of money you owe, the stage of delinquency what your accounts are and your ability to accumulate sufficient funds for settlement, this process can take anywhere from 30 days to 30 months.

• Not All Debt Is Negotiable. Only unsecured debt may be negotiated. This includes credit cards, medical bills, personal loans, department store credit cards and gas cards.

Fortunately, the process of debt settlement has helped many individuals and businesses avoid bankruptcy. If you’re at the end of your rope and you simply don’t see yourself ever digging your way out of debt, debt settlement is certainly a viable option, and one you should consider. While it’s important to understand this process and all that it entails, it’s equally important to realize that you could very likely be strapped with debt and unaffordable payments for many years to come, so debt settlement is definitely something worth looking into.

Shopping for the vintage shoes

It can be said without hesitation that the vintage shoes have engulfed a wide section of the world’s footwear fashion at the moment. This tends to be another mind-blowing aspect of the footwear fashion – especially as far as the western part of the globe is concerned. The ergonomic designs and the ecstatic looks of the vintage shoes have tossed the global market of footwear fashion and it is not only the older section of the society but the young adults as well are inclined to shop for the vintage shoes. This is due to the fact that these vintage shoes allow them to develop some unique signature style of their own.

After studying the prevailing trend of the fashion related to the vintage shoes and the future of the global vintage shoe market, an innumerable number of online and real world suppliers have come up with the high-end vintage shoes with the wide range of inspirational designs. One of the mind-blowing places to get a glorious collection of the vintage shoes is “1860 - 1960”. Starting from the glamorous Victorian Paisley Silk Brocade Boots and Black Jet Beaded shoes to Green Cobra Platform Footwear for women and Victorian Bronze Lace-up Spool, the “1860 – 1960” has committed to bring forth thousands of vintage shoes with ergonomic designs and styles. Some of the other vintage shoe stores are “Tangerine Boutique”, “Bobby Dene’s Vintage Shoes store”, “Vintage Athletic shoes”. “Aesthetically Vintage” is another well-renowned name in the vintage shoe industry. With the astounding assortment of vintage shoes from 1930s to 1980s, the “Aesthetically Vintage” is amongst the top ranking vintage shoe stores in the world.

However, it is now clear where to go in order to shop for the vintage shoes. But the question arises as to what actually you should look for while shopping for the vintage shoes. Remember that the shopping for the vintage shoes require enough of time and finance, both of which are highly precious in today’s world. It is only after a great deal of market study that you should step out to purchase one for you. Although all the vintages shoes are glorious enough to attract you, but all the styles and designs may not suit your life style and personality. A pair retro-styled vintage shoe may go well with the outlook and gesture of your friend but you may look good in the aesthetic “Ribbon Lace Pumps” of 1940s. Another significant point is that while shopping for the vintage shoes keep in mind as to what kind of occasion you want to wear the shoes for. Selection must also be based on the kind attire you want to wear with the shoes.

How to save money on a payday loan

Getting that money that you need when you have an emergency may mean that you take out a payday loan. These quick and easy loans can be obtained in most places, making it the loan of choice as far as easiness and convenience is concerned. In fact, filling out an application only takes about 10 minutes or less. They can, however, also be very costly. Here are some tips to help you get a better deal when you take out a payday loan.

First One Can Be Free

Payday loan lenders like people to know that they are there to help out in times of emergency - when you need cash in a hurry. They also believe that once you take out a payday loan that you will more readily take out another one before long. So, to encourage you, many lenders will actually let you have the first loan - free of any interest. This could be a great way to meet your emergency - interest free. Not all lenders will do this, however, so you want to read the advertisement carefully – or ask them in person.

The amount of money that you can borrow on your first loan will probably be small, though, possibly as much as $400. By paying it off when it is due, this will enable you to get a little larger loan the next time you apply. It is possible with some payday loan lenders to get up to $1,500 in some states; whereas, a few states limit the amount to $500.

Shop Around

This advice always applies whenever you are going to spend some money. It applies to your payday loan, too, and it will cost you more money if you don't look around at the various deals. The interest rates (if this is not your first loan) can vary quite a bit between lenders, so you will want to shop around a little first. Interest can be as much as 30%, or down as low as 15% - at the present time. It is possible that the present competition may drive these interest rates down even more. By looking around, though, you can certainly pay a lot less than you could with another lender.

Pay Early

Only some payday loan lenders will do this. Some of them may reduce the amount of your interest if you pay off the loan before it is due. This can result in some savings. It is possible that local laws also may affect this.

If you have never had a payday loan before, also called cash advance (and other similar names), then you should know that just about anyone can get one. It does not matter what your credit score is either - because it will not even be checked.

What you will need, though, is a job that you have worked at for at least two months, where you bring home more than $1,000 each month. In order to verify this, you may be asked to send fax copies of recent pay stubs and bank account statements. A no fax payday loan means that you do not send this information - but they will still need to verify it. A fax loan can get you the money you need (or want) within an hour.

Either way, you will also need a checking account that has been active for more than two months. This is where you will get your money - and how you will pay it when it becomes due. It will be taken out electronically, or, they could simply put your check through if you gave them one.